2 Critical Issues Require Immediate Action: (1) TechMinds NDA breach — contractor accessed production systems outside scope. (2) SHA MIS covenant breach — 38 days overdue with Sequoia Surge. Both require legal response within 48 hours.
6
Low Risk
3
Medium Risk
1
High Risk
Counterparty Risk Register
10 monitored counterparties · auto-scored weekly
| Counterparty | Type | Category | Risk Score | Risk Level | Open Flags | Trend | Last Activity | |
|---|---|---|---|---|---|---|---|---|
| AWS India (Amazon Web Services) | Vendor | Cloud Infrastructure |
92
|
Low Risk | — | → Stable | Jan 31, 2025 | |
| Razorpay Software Pvt. Ltd. | Vendor | Payment Gateway |
88
|
Low Risk | — | → Stable | Feb 03, 2025 | |
| Sequoia Capital India | Investor | Series A |
74
|
Medium Risk | 1 flag | → Stable | Jan 14, 2024 | |
| HDFC Bank Ltd. | Vendor | Banking & Credit |
85
|
Low Risk | — | → Stable | Feb 01, 2025 | |
| GlobalLogic India (ex-TCS sub) | Vendor | Engineering Services |
58
|
Medium Risk | 2 flags | ▼ Worsening | Jan 15, 2025 | |
| Zeta Suite Technologies | Client | Enterprise SaaS |
62
|
Medium Risk | 1 flag | ▼ Worsening | Jan 10, 2025 | |
| IndiaMART InterMESH Ltd. | Client | Enterprise SaaS |
79
|
Low Risk | — | → Stable | Feb 05, 2025 | |
| Zoho Corporation Pvt. Ltd. | Vendor | CRM & Tools |
82
|
Low Risk | — | → Stable | Jan 20, 2025 | |
| TechMinds Staffing Pvt. Ltd. | Vendor | Contractor Staffing |
44
|
High Risk | 3 flags | ▼ Worsening | Dec 31, 2024 | |
| ClearTax (Defmacro Software) | Vendor | Tax & Compliance |
76
|
Low Risk | — | → Stable | Jan 25, 2025 |
10
Total Contracts
2
Expiring < 120d
2
High-Risk Contracts
5
Clean / No Flags
Active Contract Register
Live risk-scored · flag-annotated
| Contract ID | Party | Type | Value | Expiry | Risk | Flags | |
|---|---|---|---|---|---|---|---|
| C-2021-AWS-01 | AWS India | Cloud Services MSA | ₹48L/yr |
✓ Active
Dec 2025 · 334d left
|
Low Risk | No flags | |
| C-2024-SEQ-01 | Sequoia Capital India | Shareholders Agreement v2 | N/A | Perpetual | Medium Risk |
⚑ MIS covenant breach — Nov 2024 overdue
|
|
| C-2024-RZP-01 | Razorpay | Payment Gateway Agreement | 1.75% TDR |
✓ Active
Mar 2026 · 395d left
|
Low Risk | No flags | |
| C-2024-RZP-02 | Razorpay | Escrow Services Agreement | ₹2.4L/yr |
⚠ Expiring
Jun 2025 · 115d left
|
Medium Risk |
⚑ Renewal notice required 30 days prior
|
|
| C-2023-GL-01 | GlobalLogic India | Software Dev Services MSA | ₹1.2Cr |
✓ Active
Aug 2025 · 182d left
|
High Risk |
⚑ Sprint SLA breach Q3
⚑ Invoice INV-GL-0047 disputed
|
|
| C-2024-ZT-01 | Zeta Suite Technologies | Enterprise SaaS Subscription | ₹36L/yr |
✓ Active
Mar 2026 · 395d left
|
Medium Risk |
⚑ Q4 billing dispute filed by client
⚑ Feature gap claim pending
|
|
| C-2024-TM-01 | TechMinds Staffing | Staffing & Secondment MSA | ₹84L |
⚠ Expiring
Jun 2025 · 115d left
|
High Risk |
⚑ NDA breach suspected
⚑ Endpoint access anomaly × 2 contractors
⚑ Pending legal review
|
|
| C-2023-HDFC-01 | HDFC Bank Ltd. | Current Account Agreement | N/A | Perpetual | Low Risk | No flags | |
| C-2024-CT-01 | ClearTax | Tax Compliance SaaS | ₹3.6L/yr |
✓ Active
Dec 2025 · 334d left
|
Low Risk | No flags | |
| C-2022-IM-01 | IndiaMART InterMESH | Enterprise SaaS Subscription | ₹18L/yr |
✓ Active
Jan 2026 · 335d left
|
Low Risk | No flags |
1
Critical
2
High Priority
1
Medium Priority
1
Resolved This Qtr
TechMinds Staffing
Critical Open DSP-2025-001 · Opened ₹84L (contract value)
NDA Breach / IP Risk
💰 At stake: Feb 01, 2025
📍 Stage: Legal Review
Two contractors from TechMinds found accessing FinPilot's production API keys and internal Confluence pages outside MSA scope. NDA clause 4.2 potentially violated. Legal counsel notified.
Pending Actions
1
Issue formal legal notice
2
Suspend contractor access
3
Escalate to arbitration if no cure in 7 days
GlobalLogic India
High Risk Open DSP-2025-002 · Opened ₹18.4L (disputed invoices)
Invoice Dispute / SLA Breach
💰 At stake: Jan 20, 2025
📍 Stage: Negotiation
GlobalLogic invoiced for 2 sprints (INV-GL-0047, INV-GL-0048) that breached agreed SLA (delivery delay of 12 and 8 days respectively). FinPilot claims penalty clause applies per MSA Clause 7.3.
Pending Actions
1
Send formal SLA breach notice
2
Obtain credit note for penalty
3
Update PO if revised scope agreed
Zeta Suite Technologies
Medium Risk Open DSP-2024-003 · Opened ₹9L (Q4 billing)
Billing Dispute / Feature Gap
💰 At stake: Dec 15, 2024
📍 Stage: Mediation
Zeta claims Q4 invoice ₹9L exceeds agreed pricing schedule (Exhibit B). Also filed a feature gap claim for 3 promised features not shipped in Q3. Mediation scheduled Feb 20.
Pending Actions
1
Respond to mediator by Feb 18
2
Prepare feature delivery evidence
3
Negotiate partial credit
Sequoia Capital India
High Risk Open DSP-2024-004 · Opened N/A (SHA obligation)
Covenant Breach (MIS)
💰 At stake: Jan 05, 2025
📍 Stage: Cure Period
Monthly MIS for Nov 2024 not submitted within 10 days of month-end per SHA Schedule 2. Investor nominee Vikram Kapoor issued a cure notice on Jan 5. Cure deadline: Jan 20 (already breached).
Pending Actions
1
Submit Nov MIS immediately
2
Issue formal cure confirmation letter
3
Board to note at BM-2025-01
AWS India
Low Risk Resolved DSP-2023-005 · Opened ₹2.1L
Billing Overcharge (Resolved)
💰 At stake: Aug 12, 2023
📍 Stage: Closed
AWS support confirmed billing error in Aug 2023 for reserved instance pricing. Credit of ₹2.1L applied to Sep 2023 invoice. No further action required.
Early Warning Engine — AI monitors contracts, payment flows, communication patterns, access logs and covenant schedules. Signals ranked by severity.
Active Warning Signals
8 signals · 2 critical · last scan 6 minutes ago
TechMinds contractor "raj.k@techminds.in" accessed production API keys at 02:14 AM IST outside contracted hours
→ Immediately revoke access credentials and issue legal notice
Zeta Suite Technologies payment 45 days overdue — ₹9L Q4 invoice outstanding
→ Send final demand notice and suspend new feature deployments
GlobalLogic MSA expires Aug 2025 — no renewal discussion initiated
→ Schedule renewal meeting and negotiate revised SLA terms
Razorpay Escrow Agreement renewal due in 115 days — 30-day notice clause in MSA
→ Issue 30-day renewal notice by Apr 15, 2025
SHA MIS covenant breach — Nov 2024 MIS still not submitted (38 days overdue)
→ Submit MIS report immediately and issue cure confirmation
Zeta Suite mediator response deadline Feb 18 — 4 days remaining
→ Prepare and submit mediation response with evidence bundle
TechMinds Staffing MSA renewal due Jun 2025 — recommend non-renewal given active dispute
→ Issue non-renewal notice and plan contractor transition
3 contracts have no governing law / jurisdiction clause — risk if dispute escalates
→ Engage legal to add arbitration clause via amendment
Warning Monitor Settings
Payment delay alert threshold
Contract expiry advance warning
Access anomaly sensitivity
Dispute Pipeline
Legal Review (1)
Negotiation (1)
Mediation (1)
Cure Period (1)
Closed (1)
Resolution Methods Available
Direct Negotiation
Fastest — resolve bilaterally without third parties. Suitable for invoice and SLA disputes.
✓ Used for GlobalLogic (ongoing)
Mediation
Neutral mediator assists parties. Non-binding. Lower cost than arbitration.
✓ In progress for Zeta Suite
Arbitration
Binding resolution per MSA arbitration clause. ICC / SIAC rules applicable.
On standby for TechMinds NDA breach
Litigation
Last resort — Indian courts. Typically 3-7 years. Avoid if possible.
Not initiated
Resolution Costs & Timeline
Avg Direct Negotiation
₹0 – ₹2L
1 – 4 weeks
Avg Mediation Cost
₹3L – ₹8L
4 – 12 weeks
Avg Arbitration Cost
₹15L – ₹60L
6 – 24 months
Total at Stake (all open)
₹1.11Cr+
Legal Fees Committed (FY25)
₹18.4L
Resolved Amount Recovered
₹2.1L
Evidence & Documentation Vault
Centralised document store for all dispute-related evidence, correspondence and legal notices.
📄
Uploaded Jan 15, 2025 · DSP-2025-001
📊
Uploaded Feb 04, 2025 · DSP-2025-001
📄
Uploaded Sep 01, 2023 · DSP-2025-002
📄
Uploaded Jan 22, 2025 · DSP-2025-002
📄
Uploaded Apr 15, 2024 · DSP-2024-003
📄
Uploaded Jan 14, 2024 · DSP-2024-004